A Guide to Check Bike Insurance Policy Status Online

If you are a bike owner, then it is essential to have bike insurance. A bike insurance policy provides financial protection against any kind of damage to your bike in case of accident, theft, or any other unfortunate circumstances. It also provides coverage for any third-party damage or liability. Hence, it is crucial to stay updated with your bike insurance policy status. In this article, we will guide you step by step on how to check your bike insurance policy status online.

What is Bike Insurance?

Bike insurance is a type of insurance policy that provides coverage for the damage caused to your bike due to any accident or natural calamity. This insurance policy also provides coverage for the medical expenses incurred by the rider or pillion rider in case of an accident. Moreover, it provides financial protection against any third-party damage or liability.

It is mandatory to have a bike insurance policy in India. As per the Indian Motor Vehicles Act of 1988, every bike owner must have at least a third-party liability insurance policy. This law is applicable throughout the country, and every bike owner must adhere to this law.

ACKO Bike Insurance

ACKO Bike Insurance is one of the most popular motor insurance companies in India. Its bike insurance policy provides comprehensive coverage for the damage caused to your bike due to any unfortunate circumstance. It also provides coverage for any third-party damages or liability. ACKO Bike Insurance offers various additional benefits to its policyholders, such as roadside assistance, a cashless garage network, easy claim settlement, and more.

How to Check Bike Insurance Policy Status Online Via Insurer’s Website?

Nowadays, checking bike insurance policy status online is very easy. You can check your bike insurance policy status online without visiting the insurance company's office. Here are the steps to check your bike insurance policy status online:

Step 1: Visit the Insurance Company's Website

The first step is to visit the insurance company's website, where you have purchased your bike insurance policy. There are various bike insurance companies in India, such as ACKO Bike Insurance, ICICI Lombard, HDFC ERGO, and more. You need to visit the website of the insurance company where you have purchased your bike insurance policy.

Step 2: Login/ Register

Once you are on the insurance company's website, you need to log in or register yourself. If you have already registered, then you can simply log in using your email ID and password. If you are a new user, then you need to register on the website by providing your name, email ID, phone number, and other required details.

Step 3: Check the Policy Status

After login/registration, you will be redirected to the dashboard, where you can check your bike insurance policy status. You can click on the 'Policy Details' option to check your bike insurance policy status, which will show all the details of your bike insurance policy.

Step 4: Renew Your Policy

If your bike insurance policy is about to expire, then you can renew it online by clicking on the 'Renewal' option. You need to provide all the required details, such as policy number, bike registration number, previous policy details, and more. Once you have provided all the details, you can choose the payment option and renew your bike insurance policy online.

Benefits of Checking Bike Insurance Policy Status Online

Checking bike insurance policy status online has several benefits. Here are some of the key benefits of checking bike insurance policy status online:

Saves Time: Checking bike insurance policy status online saves time, as you do not need to visit the insurance company's office to check your policy status.

Easy Accessibility: Checking bike insurance policy status online is easy, as you can access it from anywhere and at any time.

Prompt Reminder: Checking your bike insurance policy status online provides a prompt reminder to renew your policy before it expires.

Hassle-free Renewal: You can renew your bike insurance policy online without any hassle, as it requires only a few clicks.

Checking Bike Insurance Status through IIB

The Insurance Information Bureau (IIB) is a web portal established in 2009 by the Insurance Regulatory and Development Authority of India (IRDAI) to streamline the insurance market's operations in India. It compiles all information about insurance policies issued in the country, making it accessible to policyholders. The objective behind creating this portal is to enhance transparency within the insurance sector. To swiftly check your two-wheeler insurance status on this platform, simply follow the steps outlined below:

• Visit the official website of IIB at https://iib.gov.in/.
• Navigate to the "Quick Links" section and select the "V-Seva" tab.
• You will be directed to the "Accident Vehicle Information Retrieval System" page.
• Provide all the necessary information, including the owner's name, address, mobile number, email address, and registration number of your bike.
• Complete the captcha.
• Click on the "Submit" button.

The portal will then display the insurance information for your two-wheeler on your device's screen, presenting specific details about your bike insurance policy, including the expiration date, among others. However, there are certain considerations to keep in mind when using the IIB portal for checking bike insurance status online. The portal only provides information on insurance policies for vehicles purchased after April 1, 2020. Additionally, access to details is limited to three instances using the same phone number and email address.

Checking Two-Wheeler Insurance Online through VAHAN

If you encounter difficulties verifying your two-wheeler insurance status via the IIB portal, an alternative option is to visit the official website of the Ministry of Road Transport and Highways (VAHAN). The steps to follow are as follows:

• Visit the VAHAN website at https://vahan.nic.in/nrservices/.
• Click or tap on the "Know Your Vehicle Details" button located at the top.
• Enter your mobile number and create an account.
• Provide your bike’s registration number and the verification code.
• Click or tap on the "Search Vehicle" button.

Subsequently, information related to your bike insurance will be displayed on the screen. Alternatively, you can visit the official website of the Regional Transport Office or that of the State Transport Department for similar information.

Conclusion

In conclusion, checking bike insurance policy status online is very easy and convenient. It saves time, provides easy accessibility, and gives a prompt reminder to renew your policy before it expires. ACKO Bike Insurance is one of the most popular bike insurance companies in India that offers comprehensive coverage and various additional benefits to its policyholders. Remember to renew your bike insurance policy on time to avoid any kind of inconvenience. 

(Devdiscourse's journalists were not involved in the production of this article. The facts and opinions appearing in the article do not reflect the views of Devdiscourse and Devdiscourse does not claim any responsibility for the same.)